I think one of the major differences between people who are truly rich and people who are just struggling to get by… is the ability to save before you actually need it.
If you just try to come up with that money out of the blue, it’s going to be a lot tougher....
Let’s say you’re going to spend an average amount on Christmas gifts, like 900 bucks. If you start saving in the first week in November, you only have to put away about 100 bucks a week. If you start saving in the middle of December, you’re going to have to put away about 450 bucks a week!
Ramit Sethi
I Will Teach You To Be Rich
Entrepreneur and author
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